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11) Employer sponsored disability plans supplement legally required benefits established by which law? A) COBRA B) ERISA C) NLRA D) OASDI 12) What is the most common type of life insurance policy offered by companies? A) group life insurance B) term life insurance C) whole life insurance D) universal insurance 13) By what percentage have total healthcare expenditures risen since 1960? A) 100% B) 500% C) 2000% D) 5000% 14) Unscheduled absenteeism has climbed to its highest levels in XYZ Company last month. In order to reduce the costs associated with unscheduled absenteeism, HR professionals in XYZ Company decided to change their paid time off policy. This company used to grant each employee 10 vacation days, 5 paid days for sick leave, and 4 days for personal leave. With the new policy, this company combines vacation, sick leave, and personal leave policies into one single paid time off policy (i.e., 19 days). The management decided to keep funeral leave as a stand-alone policy. What is XYZ Company’s new policy called? A) integrated paid time off B) combined paid time off C) sabbatical leave D) volunteer leave 15) Which of the following is a characteristic of integrated paid time off policies? A) Such policies distinguish among reasons for absence. B) Individuals have to justify reason for taking time off. C) Holiday, vacation, sick leave, and personal leave are combined. D) Can lead to increased unscheduled absences. 16) This policy allows employees to schedule time off without having to justify the reasons and is more effective in controlling absenteeism than other types of absence control policies. A) personal paid time off B) social service leaves C) sick leaves D) integrated paid time off 17) Which of the following is an aspect of voluntary leaves to meet business needs? A) given in times of downsizing B) they are paid leaves C) given in times of low production D) they are extended periods of time off 18) The giving of one’s time to support a meaningful cause is better known as what? A) volunteerism B) self-service C) cause-oriented efforts D) social empowerment 19) Which of the following is true about providing paid time off for volunteer services? A) They often help promote the company’s overall image in the public eye. B) They have a negative correlation with employee retention. C) They make it more difficult to balance work and life demands. D) They take away from commitment to the company. 20) XYZ Company provides a program for its employees who need help dealing with the effects of domestic violence. XYZ Company can offer this kind of service through which of the following programs? A) family assistance program B) employee assistance program C) wellness program D

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